What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Notably, identity fraud has been on the rise and millions of people have been victims to it. Well, it is such a big problem but unfortunately, it doesn’t seem like its going to get solved anytime soon. This means that you need to be alert and keen. The good part for you is that you can be ahead of the fraudsters by learning the critical steps to take once your identity has been stolen. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Good for you, we have some information of value that can assist you just in case something like this happens to you. This article guides you on the critical and important steps that anyone should take if ever their identity is stolen.
For starters, you will need to inform companies of the incident. It is always best if you can act as fast as possible. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. Rememeber that these people can act really fast. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With account takeovers, it is possible that your card information gets compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
As well, ensure that you file a report with the Federal Trade Commission. They deal with identity theft cases. They do not deal with the criminal charges but will definitely provide information to law enforcement that will help in tracking the fraudsters. Filing a case with them requires you to only visit their website. Once you have filled they give you a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
Filing a report on the theft with the police is also essential. You will have documentation that can be useful evidence and the police can as well assist. click here for more
Another thing is that you should ensure that a fraud alert is placed on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
The next thing you’ve got to do is freezing your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. You only have to call the main bureaus and have them do it.. discover more
Always tighten security when it comes to accounts. Avoid making use of one password for all accounts as this can be easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.